Disability insurance for maternity leave
Having a baby sometimes becomes very difficult when you are in short of money. It is not evitable that your company pays you for your maternity leave or not. Disability insurance policies are the plans which can provide you different types of help in your maternity leave and you will face minimum monetary problem. Many times, the company is going to pay to the amount which covers your premium. You can have a chance to save thousand dollars in this way too, for your child. For this, you must know all the plans carefully before you conceive. Many times, the pregnancy Short Term Disability plans or Berufsunfähigkeitsversicherung last for 9 months, and sometimes for 10 months. So it is an advice to carefully read the terms and conditions of the company.
Basically, for any company, there are three types of disability plans. For a different aspect, the company can combine two different aspects for you. For an example, pregnancy plan and disability plan can be combined to make a disability plan for pregnancy. In general, every one pregnancy out of four is subjected to complications which results as a requirement of bed rest for the mother. It is a time to take off from the work now. This results in a financial strain which is unbearable for every mother or parent. This financial strain is not less than a hard stress on the mother which should not be there. It results in downfall of the mother’s health, which is also not good for the baby. In Short Term Disability plan or Berufsunfähigkeitsversicherung for pregnancy, the company pays you about two third of your monthly income which comes as a blessing in the time of need. Take care of yourself and your baby with the Short Term Disability plan for pregnancy.